【正文】
. In many countries, trade finance is often supported by quasigovernment entities known as export credit agencies that work with mercial banks and other financial institutions.Trade finance refers to financing international trading transactions. In this financing arrangement, the bank or other institution of the importer provides for paying for goods imported on behalf of the importer.貿(mào)易融資(trade financing),是銀行的業(yè)務(wù)之一。 表現(xiàn)方式:(一)進(jìn)口押匯。(四)假遠(yuǎn)期信用證。 進(jìn)口押匯通常與信托收據(jù)配套使用。外匯票據(jù)貼現(xiàn) 是指銀行在外匯票據(jù)到期前,從票面金額中扣除貼現(xiàn)利息后,將余額支付給外匯票據(jù)持票人。對(duì)于假遠(yuǎn)期信用證,最基本的要注意3點(diǎn):信用證使用遠(yuǎn)期匯票;信用證必須明確受益人/議付行可以即期索匯,且開證行見索即付;信用證必須明確受益人/議付行對(duì)遠(yuǎn)期匯票即期索匯,其遠(yuǎn)期匯票下的貼現(xiàn)利息及費(fèi)用由申請(qǐng)人承擔(dān)。在這種假遠(yuǎn)期信用證項(xiàng)下,盡管受益人開立遠(yuǎn)期匯票,但依據(jù)信用證條款,一旦被指定銀行憑相符單據(jù)即期向受益人支付匯票金額并憑依向開證行寄單索匯,開證行則憑遠(yuǎn)期匯票即期向被指定銀行付款。精品 文檔