財(cái)產(chǎn)保險(xiǎn)合同格式英文版范本(完整版)
【正文】 ed with by the Insured shall be a condition precedent to any liability of the Company under this Policy. 2. Policy Voidance This Policy shall be voidable in the event of misrepresentation, misdescription or nondisclosure made by the Insured or his representative in any material particular in respect of this insurance. 3. Policy Termination Unless its continuance be admitted by the Company in writing, this Policy shall be automatically terminated if： the insurable interest of the Insured is lost； the risk of loss or damage is increased. After termination of the Policy, the premium shall be refunded to the Insured calculated on pro rata daily basis for the period from the date of termination to the date of expiry. 4. Policy Cancellation This Policy may be canceled at any time at the request of the Insured in writing or at the option of the Company by giving a fifteen?。?5） days prior notice to the Insured. In the former case the Company shall retain a premium calculated on short term rate basis for the time the Policy has been in force while in the latter case such premium shall be calculated on pro rata daily basis. 5. Forfeit of Benefit If the claim is in any respect fraudulent, or if any fraudulent means or devices are used by the Insured or his representative to obtain any benefit under this Policy or if any loss or damage is occasioned by the intentional act or in the connivance of the Insured or his representative, then in any of these cases, all the rights and benefits of the Insured under this Policy shall be forfeited, and all consequent losses arising therefrom including the amount of claim paid by the Company shall be indemnified by the Insured. 6. Reasonable Inspection The representative of the Company shall at any suitable time be entitled to attend the site and inspect or examine the risk explosure of the property insured. For this purpose, the Insured shall provide full assistance and all details and information required by the Company as may be necessary for the assessment of the risk. The above mentioned inspection or examination shall in no circumstances be held as any admission to the Insured by the Company. 7. Double Insurance Should any loss, damage, expenses or liability recoverable under the Policy be also covered by any other insurance, the Company shall only be liable to pay or contribute his proportion of the claim irrespective as to whether the other insurance is arranged by the Insured or others on his behalf, or whether any indemnification is obtainable under such other insurance. 8. Subrogation Where a third party shall be held responsible for the loss or damage covered under this Policy, the Insured shall, whether be
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