【正文】 d as the expiry of debt performance period under the present contract.The valid voucher for the debts owed by the borrower is subject to the accounting vouchers issued and recorded by the lender according to its own business operation regulations. The effect of the mortgage rights under the present contract covers the mortgage object itself, and also extends to its ancillary ponents, accessory rights, subrogation of mortgage rights, attachments and fructus. If the mortgager is dead or terminated during the existence of the mortgage, the mortgage rights in the mortgage object under the present contract will remain in force, and the heir of the mortgager will have no right to defense for this. Guarantee propertiesThe mortgagee has the first priority right for claims on the mortgage object. The mortgagee can directly exercise the mortgage rights under the present contract rather than exercise the other guarantee rights (if any) against the debtor. The Mortgage agrees that, under any circumstances, the Mortgagee’s failure to exercise or delay in exercising any rights under the other loan documents between the Mortgagee and the debtor, including but not limited to creditor’s rights, security interests and default relief rights, shall not be considered as the Mortgagee’s omission or waiver of the exercise of the right, nor will affect its full exercise of the rights under the present contract. Registration of the mortgage If the mortgager mortgages the mortgage object that shall go through the procedures for registration of the mortgage object as required by the law, then the mortgage parties shall handle the registration of the mortgage object with to the relevant registration authority according to the law, and the mortgager shall submit the original copy of the mortgage certificate to the Mortgagee for custody after acquisition of the mortgage certificate. If the mortgager mortgages the mortgage object that is not mandatory by law to go through the procedures for registration of the mortgage object, then the mortgager shall apply for a registration of the mortgage at the request of the Mortgagee. The mortgagee has the right to require the mortgager to apply to the notary office approved by the Mortgagee for notarization with pulsory execution effect, and the mortgager shall voluntarily accept the said pulsory execution. If the law stipulates that the mortgage registration is a key element for the mortgage to enter into force, then the mortgage rights will be established upon pletion of the registration。 if the days of actual occupation of the loan during the period from the date of actual release of the loan to the agreed repayment date of the next month are more than one period, then the initial loan repayment interest will be calculated respectively according to the interest repayable for one period and the interest repayable for the part of those which are more than on period。For the full year (month) and remnant day(s): Interest = principal [period (the number of year(s) or month(s)) yearly or monthly interest rate + the number of remnant day(s) daily interest rate] Except otherwise specified by the both parties, the date of settlement of the loan interest under the present contract is the repayment date for each period agreed in the present contract. The loan interest rate under the present contract can adopt the floating interest rate, fixed□ Floating interest rateIt shall be executed according to the benchmark loan interest rate and floating range published by the People’s Bank of China in the corresponding period. The loan interest rate under the present (“□ above □ below %”) on the basis of the benchmark loan interest rate published by the People’s Bank of China in the corresponding period. If the People’s Bank of China adjusts the benchmark loan interest rate within the loan period, then, since the time that the contract loan interest agreed in the present contract is adjusted, the new contract loan interest rate will be executed after the floating according to the above said floating proportion on the basis of the new loan benchmark interest rate.The benchmark loan interest rate of the People’s Bank of China in the corresponding period while signing the present contract is: (“(annual interest rate)”). The executed interest rate is determined according to the benchmark loan interest rate on the actual date of loan release regulated by the People’s Bank of China in the corresponding period as well as the floating proportion under the present contract. Monthly interest rate = annual interest rate / 12, daily interest rate = annual interest rate / 360, and the interest rate per period = annual interest rate the number of the month(s) of each period / 12.If the benchmark loan interest rate regulated by the People’s Bank of China is adjusted within the method:□ Adjustment by year, and interest accrual by stage. That is, the new interest rate will be executed according to the benchmark loan interest rate regulated by the People’s Bank of China as well as the floating proportion stipulated under the present contract as of the first calendar day of the next calendar year after the interest rate adjustment.□ No interest rate adjustment, and no interest accrual by stage.□ □ Fixed interest rateIt shall be executed according to the fixed loan interest rate and floating range stipulated by Shanghai Pudong Development Bank in the corresponding period. The loan interest rate under the (“□ above □ below %”) on the basis of the fixed loan interest rate published by Shanghai Pudong Development Bank in the corresponding period. If the People’s Bank of China adjusts the benchmark loan interest rate or Shanghai Pudong Development Bank adjusts the fixed interest rate applicable to this business within the loan period, then the interest rate executed in the present contract will not be adjusted. The fixed interest rate of the (“rate)”). The execute