【正文】 o we act now to insure ourselves against future problems before they can materialise.
　　Because economic security es first.
　　The first challenge is to be clear about the issue, and we are.
　　The second is to act on it.
　　When I spoke to you in 20xx, I said one of the weaknesses of the system of financialregulation Iamp。 and our economic plan will provide long term answers.
　　Hereamp。rsquo。 and wewant more homes built, just not next to us.
　　You can see why no one has managed yet to solve the problems of Britainamp。rsquo。ndash。ndash。ndash。rsquo。ndash。s problems with long term answers that will build an economy foreveryone.
　　So while I know this is my fifth speech to you as Chancellor。 that had maintained confidence and stability in the face of the storm.
　　And I want to say to the business and financial munity: you did not waver。英國財政大臣奧斯本在長官邸年度銀行家宴會英語演講稿　　My Lord Mayor, Ladies and Gentlemen, it is again an honour to attend this wonderful dinner and to speak to you as Chancellor for the fifth time.
　　Lord Mayor, I remember ing here to Mansion House, just weeks after the government wasformed in 20xx amp。ndash。ndash。 Jon Cunliffe, Ben Broadbent and Minouche Shafik, together withAndrew Bailey, plete what I immodestly think is the strongest team of any central bank inthe world.
　　The Court continues the oversight of the Bankamp。45 billion amp。s SovereignWealth Funds.
　　In my first Mansion House speech, I said I wanted British financial firms and markets to be atthe heart of financing Chinaamp。 and 70% of trading ininternational bonds. And Mark Carney and I intend to keep it that way.
　　So today I can announce that the Treasury, the Bank of England and the Financial ConductAuthority will conduct a prehensive review of standards in our fixed ine, currency andmodity markets.
　　The Fair and Effective Markets Review will be chaired by the new Deputy Governor, and formerDeputy Managing Director of the IMF, Minouche Shafik amp。s conclusions we will publish and consult on the full list of benchmarks tobe covered by this autumn, and we will have the new regime in place by the end of the year.
　　I am also extending the senior managers regime to cover all banks that operate in thiscountry, including the branches of foreign banks.
　　And I can also announce that we will introduce tough new domestic criminal offences formarket abuse, rather than opt into European rules we do not think suitable or sufficient forour needs.
　　For let me make this clear, so no one is in any doubt.
　　The integrity of the City matters to the economy of Britain.
　　Markets here set the interest rates for peopleamp。s economicstability and prosperity.
　　Not a new risk, but an old and very familiar one to us in this country amp。 and we want all families to be able toafford security, fort and peace of mind. That means homes have to be affordable amp。 andwe see the social injustice of millions of families denied good homes.
　　But that should not deter our generation from trying to fix the housing challenge amp。m not going to opt for the easy route of some of my recent predecessors: duck the issues,risk a housing boom, and keep my fingers crossed that it wonamp。ndash。ndash。rsquo。 weamp。ndash。seconomic stability always es first. And that is what our long term economic plan isdelivering.
　　Lord Mayor, Ladies and Gentlemen,
　　Insisting on the integrity of our financial markets.
　　Confronting the risks from our housing market.
　　Tackling the long term challenge of housing supply.
　　These are the further actions I take today to ensure that we learn from the mistakes of the pastand build a resilient economy for all.
　　These last four years have required difficult decisions.
　　We embarked on the hard task of rebuilding our economy。 with almost half a billion poundsof financial assistance in total set aside to make it work.
　　Now I suspect there will be people who object to new building, even on the brownfields of ourcities.
　　But let me be clear.
　　I will not stand by and allow this generation, many of whom have been fortunate enough toown their own home, to say to the ne