【正文】 n interest rate on the actual date of loan release published by the People39。s Bank of ina as well as the floating proportion stipulated under the present contract as of the first calendar day of the next calendar year after the interest rate adjustment.□ No interest rate adjustment, and no interest accrual by stage.□ Others: – 3 – 6 If the borrower fails to repay the loan principal and interest of the current period in full on sedule as required, it will be regarded as overdue, and the lender will have the right to arge penalty interest in accordance with the relevant provisions of the People39。(4) – 1 – 2 .□ The borrower has not opened a special account for loan. The borrower authorizes the lender to transfer the loan money to the accounts of the following transaction objects whi confirm to the purpose agreed in the present contract when the conditions for loan release are met. The payment condition is that the borrower offers transaction contracts or other related transaction materials and certificates and the lender examines and approves them. The act that the borrower authorizes the lender to pay the loan money to the accounts of the following transaction objects means the borrower’s payment authorization. The above said payment act of the lender is the money withdrawal of the borrower:(1) The name of the transaction object is – 1 – 2, and its account No. / passbook No. / card No. is – 1 – 2, its account bank is – 1 – 2, and its payment amount shall be not more than (currency amount) – 1 – 2。 [(1+ interest rate per period) total repayment periods – 1]□ Adopt the method of mating the principal repaymentThe amount of repayment of principal and interest for ea period = loan principal 247。s Bank of ina, the borrower shall unconditionally execute it. If repaying the loan in advance, the borrower shall obtain prior written consent of the lender. Without written consent of the lender, the borrower shall still repay the loan principal and interest in accordance with the period specified in the contract. If the borrower repays part of the loan principal and interest in advance, the loan interest will be still arged for the part of early repayment amount on and before the date of early repayment according to repayment according to the relevant regulations of the present contract, and the arged loan interest will not be calculated and refunded. If the borrower repays all the outstanding loan principal and interest in a lump sum in advance, the lender will have the right to arge the loan interest on and before the date of early repayment according to repayment according to the relevant regulations of the present contract, will not calculate and refund the arged loan interest, and also will not calculate and arge the loan interest after the date of early repayment. If the borrower repays the loan principal in advance, a default fine will be arged in accordance with the following stipulations:The borrower shall pay a default fine as per (“ 〞) of the early repayment amount of the loan principal。s transaction objects whi meet the purpose agreed in the loan contract. The above said transfer act of the lender is the money withdrawal of the borrower. The borrower promises that, the borrower will regularly report to the lender or inform the lender of the information on the payment of the borrower’s loan money. If the lender still cannot release the loan under the present contract on expiry of 90 days after the signature of this contract due to the reasons of the borrower, the lender will have the right to unilaterally terminate this loan contract. Any disputes with others, arising out of the borrower’s using the loan money after the release of the loan, will have nothing to do with the lender, and this loan contract shall be normally executed.Article 5 Repayment The repayment method is: :For the loan period is less than one year (inclusive of one year), one of the following repayment methods can be selected (please select it by ticking the appropriate box):□ Repayment of the principal and interest in a lump sum on its expiry, with the interest to be paid off together the principal (see Article 2 of the present contract for the method for interest calculation).□ Repayment of interest by installment, and repayment of the principal in a lump sum on its expiry (interest per period = the remaining loan principal at the beginning of the period interest rate per period).□ Other repayment method: The period in the above formula refers to the – 1 month(s) (for example: if the repayment is made on sedule on the basis of taking every 2 months as a period, then here shall be filled in with “2〞, and the number filled in shall not be more than 12 months)。(2) The name of the transaction object is – 1 – 2, and its account No. / passbook No. / card No. is – 1 – 2, its account bank is – 1 – 2, and its payment amount shall be not more than (currency amount) – 1 – 2。s Bank of ina adjusts the benmark loan interest rate during the period, then, since the time that the contract loan interest agreed in the present contract is adjusted, the new contract loan interest rate will be executed after the floating according to the above said floating proportion on the basis of the new loan benmark interest rate. Therein, monthly interest rate = annual interest rate / 12, daily interest rate = annual interest rate / 360, and the interest rate per period = annual interest rate the