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浦發(fā)銀行個(gè)人抵押貸款合同--英文-免費(fèi)閱讀

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【正文】 total repayment periods + (loan principal – the accumulative repaid principal amount) interest rate per period □ Other repayment method: is made on schedule on the basis of taking every 2 months as a period, then here shall be filled in with “2”, and the number filled in shall not be more than 12 months)。 if the loan period es to the pletion of month, the interest shall be calculated as per monthly interest rate。 and moreover, if the lender release the loan when the above said conditions are not fully met, it will not constitute a defect of the lender’ s performance of contract. Article 4 Loan Release and Payment The borrower agrees the lender to pay the loan money according to the payment method of □ Method of payment by the lender upon authorization It means that the lender pays the loan money to the borrower’ s transaction objects which are pliant with the purpose agreed in the present contract according to the borrower’s application for money withdrawal request and payment authorization. The specific loan payment provision is □ The borrower has opened a special account for loan. The borrower authorizes the lender to transfer the loan money to the special account for loan opened by the borrower at the place of the lender when the conditions for loan release are met. The account No. of the special account is The borrower can only transfer the loan money under the present contract in the special account for loan, to the account of its transaction object that the borrower applies for to the lender under the present contract and supplementary change agreement and the lender approves and agrees to bind with the special account for loan payment. If the borrower has not yet determined the information on the binding paid transaction object when entering into the present contract, or needs to change the information on the binding paid transaction object after entering into the present contract, the borrower shall specify it by signing a supplemental agreement or alteration agreement with the lender. The amount that the borrower transfers to any binding paid transaction object shall conform to the agreement between the both parties, and the entire total amount that the borrower transfers to all the binding paid transaction objects shall not exceed the total loan amount of the present contract. The borrower agrees that, according to the provisions and requirement of the lender, the borrower shall use the loan money which will not be used any more in the special account for loan to make early repayment of the loan under the contract. When the present contract is entered into, the information on the transaction object which is bound with the special account for loan payment is as follows: (4) □ The borrower has not opened a special account for loan. The borrower authorizes the lender to transfer the loan money to the accounts of the following transaction objects which confirm to the purpose agreed in the present contract when the conditions for loan release are met. The payment condition is that the borrower offers transaction contracts or other related transaction materials and certificates and the lender examines and approves them. The act that the borrower authorizes the lender to pay the loan money to the accounts of the following transaction objects means the borrower’ s payment authorization. The above said payment act of the lender is the money withdrawal of the borrower: (4) . If the borrower is not yet able to determine the specific transactions object information when signing the present contract, then the borrower shall file an Application Form for Payment by the Lender upon Authorization (see the annex for its format) to the lender 3 working days prior to the payment date after the conclusion of the present contract, and the lender will pay the loan money to the borrower’ s transaction objects according to the amount applied for payment after the examination and approval of the lender. The payment condition is that the borrower offers transaction contracts or other related transaction materials and certificates and the lender examines and approves them. The act that the borrower authorizes the lender to pay the loan money to the accounts of the following transaction objects means the borrower’ s payment authorization. The above said act of the lender’ s payment to the borrower’ s transaction objects according to the borrower’ s application for payment is the money withdrawal of the borrower. □ Method of payment by the borrower himself It means that the lender directly releases the loan money to the borrower’s account according to the borrower’ s application for money withdrawal and then the money will be paid by the borrower himself to the borrower’s transaction objects which meet the purpose agreed in the present contract. That is, the borrower authorizes the lender to transfer the loan money to the account No. / passb
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