欒紅北京工商大學(xué)經(jīng)濟(jì)學(xué)院schoolof-免費(fèi)閱讀
【正文】 ?孕育潛在的商業(yè)保險(xiǎn)消費(fèi)者。 the Characteristics of the Microinsurance CGAP IAIS 9 ? The microinsurance exists in more than 70 countries in the world ? mainly in Asia, Africa, the west coast of South America ? covers the amount of the population of more than 78,000,000 ? There are already over 350 microinsurance products in the world. ? The coverage rate of the microinsurance for the poor people is still very low and only makes 3% of the total world population. The Current Development Situation of theMicroinsurance in the World 10 我國小額保險(xiǎn)的實(shí)踐 ? 中國的城鄉(xiāng)存在大批低收入家庭和個人 ， 實(shí)施小額保險(xiǎn)十分必要 。 8 ? 購買對象為有需求但無力購買高額的商業(yè)保險(xiǎn)的中低收人人群（不包括赤貧階層）。
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