【正文】 [10] penal law: 刑法 [11] designate[5dezi^neit] 指明 [12] notary[5nEutEri] 公證人 [13] apprise[E5praiz] 通知 [14] derogation[9derEJ`^eIFEn] 部分廢除（合同、條約或法律等） [15] premium[5primjEm] 保險(xiǎn)費(fèi) [16] By way of derogation … amounting to EUR 2500 or less.:為了從以上各條款中免除一部分出示身份證明的要求，在歐盟理事會1992年11月10日的有關(guān)直接壽險(xiǎn)在法律、規(guī)則和行政規(guī)定方面的協(xié)作的92/96/EEC號指令（第三號壽險(xiǎn)指令）下，當(dāng)其行為在該指令范圍內(nèi)時(shí)，由保險(xiǎn)企業(yè)開出的保單的身份驗(yàn)證要求可以免除，即在任一給定年度的已付或?qū)⒏抖ㄆ诒ＹM(fèi)金額不超過1000歐元或一次性保費(fèi)金額不超過2500歐元。nonface to face39。 (iii) opening or management of bank, savings or securities accounts。 an offence which may generate substantial proceeds and which is punishable by a severe sentence of imprisonment in accordance with the penal law[10] of the Member State. Member States shall before 15 December 2004 amend the definition provided for in this indent in order to bring this definition into line with the definition of serious crime of Joint Action 98/699/JHA. The Council invites the Commission to present before 15 December 2004 a proposal for a Directive amending in that respect this Directive. Member States may designate[11] any other offence as a criminal activity for the purposes of this Directive. (F) 39。Property39。 2. an insurance pany duly authorised in accordance with Directive 79/267/EEC(10), insofar[6] as it carries out activities covered by that Directive。2001/97/EC號指令考慮到建立歐盟的條約、服務(wù)貿(mào)易總協(xié)議（General Agreement on Trade in Service）的原則以及國際洗錢的新趨勢，通過修訂 “信用機(jī)構(gòu)”和“金融機(jī)構(gòu)”的界定等來最大范圍地覆蓋金融業(yè)，對上游犯罪做出了進(jìn)一步的核定，將履行必要義務(wù)的對象進(jìn)行了擴(kuò)展，對公證人等專業(yè)人員的相關(guān)行為和成員國應(yīng)負(fù)義務(wù)做出了一定規(guī)定。 其中91/308/EEC號指令的第11條由2001/97/EC中的新條款代替，第10條分別添加了新內(nèi)容，而第12條中的部分術(shù)語做了替代。 3. an investment firm as defined in Article 1(2) of Directive 93/22/EEC(11)。 means assets of every kind, whether corporeal or incorporeal, movable or immovable, tangible or intangible, and legal documents or instruments evidencing title to or interests in such assets. (E) 39。Competent authorities39。 (iv) organisation of contributions necessary for the creation, operation or management of panies。 operations). Such measures shall ensure that the customer39。 [17] take out:申請取得、參加 [18] by virtue of:由于 [19] pension schemes taken out by virtue of a contract of employment or the insured39?？蓞⒁姳緯嘘P(guān)《維也納公約》的部分。s name with a credit institution subject to this Directive according to the requirements of paragraph 1.[22] 11. Member States shall, in any case, ensure that the institutions and persons subject to this Directive take specific and adequate measures necessary to pensate for the greater risk of money laundering which arises when establishing business relations or entering into a transaction with a customer who has not been physically present for identification purposes (39。 (ii) managing of client money, securities or other assets。 corruption。 participation in, association to mit, attempts to mit and aiding, abetting, facilitating and counselling the mission of any of the actions mentioned in the foregoing indents. Knowledge, intent or purpose required as an element of the abovementioned activities may be inferred from objective factual circumstances. Money laundering shall be regarded as such even where the activities which generated the property to be laundered were carried out in the territory of another Member State or in that of a third country. (D) 39。 these include the activities of currency exchange offices (bureaux de change)[4] and of money transmission/remittance offices[5]。 2001年12月，歐洲議會和歐盟理事會在布魯塞爾通過了歐盟的第二個(gè)反洗錢指令，即《關(guān)于修訂理事會關(guān)于防止利用金融系統(tǒng)洗錢的指令的指令》（2001/97/EC）。本文以修訂后的指令為準(zhǔn)。 4. a collective investment undertaking[7] marketing its units[8] or shares. This definition of financial institution includes branches located in the Community of financial institutions, whose head offices are inside or outside the Community, (C) 39。Criminal activity39。 means the national authorities empowered by law or regulation to