【正文】 re moving forward with an economic agenda that will jumpstart job creation, restart lending, relieve responsible homeowners, and address the longterm economic challenges of our time: the cost of health care, our dependence on oil, and the state of our schools. To prevent foreclosures for as many as 4 million homeowners and lower interest rates and lift home values for millions more we are implementing a plan to allow lenders to work with borrowers to refinance or restructure their mortgages. On Wednesday, the Department of Treasury and Housing and Urban Development released the guidelines that lenders will use for lowering mortgage payments. This plan is now at work.To restore the availability of affordable loans for families and businesses not just banks we are taking steps to restart the flow of credit and stabilize the financial markets. On Thursday, the Treasury Department and the Federal Reserve launched the Consumer and Business Lending Initiative a plan that will generate up to a trillion dollars of new lending so that families can finance a car or college education and small businesses can raise the capital that will create jobs.And we39。 advanced biofuels, clean coal, and more fuelefficient American cars and American trucks. I promised to bring down the crushing cost of health care – a cost that bankrupts one American every thirty seconds, forces small businesses to close their doors, and saddles our government with more debt. This budget keeps that promise, with a historic mitment to reform that will lead to lower costs and quality, affordable health care for every American. I promised an education system that will prepare every American to pete, so Americans can win in a global economy. This budget will help us meet that goal, with new incentives for teacher performance and pathways for advancement。s sober in its assessments, honest in its accounting, and lays out in detail my strategy for investing in what we need, cutting what we don39。s do whatever it takes to keep the promise of America alive in our time.Thank you.SATURDAY, February 21, 2009WEEKLY ADDRESS BY THE PRESIDENTTO THE NATION THE PRESIDENT: Earlier this week, I signed into law the American Recovery and Reinvestment Act the most sweeping economic recovery plan in history. Because of this plan, million Americans will now go to work doing the work that America needs done.I39。 our addiction to foreign oil or our crumbling roads, bridges, and levees.The American people know that our challenges are great. They don39。ve now lost more than million jobs since this recession began.But by the evening, Democrats and Republicans came together in the Senate and responded appropriately to the urgency this moment demands.In the midst of our greatest economic crisis since the Great Depression, the American people were hoping that Congress would begin to confront the great challenges we face. That was, after all, what last November39。s why I am calling on the Senate to pass this plan, so that we can put people back to work and begin the long, hard work of lifting our economy out of this crisis. No one bill, no matter how prehensive, can cure what ails our economy. So just as we jumpstart job creation, we must also ensure that markets are stable, credit is flowing, and families can stay in their homes.Last year Congress passed a plan to rescue the financial system. While the package helped avoid a financial collapse, many are frustrated by the results and rightfully so. Too often taxpayer dollars have been spent without transparency or accountability. Banks have been extended a hand, but homeowners, students, and small businesses that need loans have been left to fend on their own.And adding to this outrage, we learned this week that even as they petitioned for taxpayer assistance, Wall Street firms shamefully paid out nearly $20 billion in bonuses for 2008. While I39。 if we act as citizens and not partisans and begin again the work of remaking America, then I have faith that we will emerge from this trying time even stronger and more prosperous than we were before. Thanks for listening.ADDRESS OF THE PRESIDENTTO THE NATIONJanuary 31, 2009This morning I39。d like to talk about some good news and some bad news as we confront our economic crisis.The bad news is well known to Americans across our country as we continue to struggle through unprecedented economic turmoil. Yesterday we learned that our economy shrank by nearly 4 percent from October through December. That decline was the largest in over a quarter century, and it underscores the seriousness of the economic crisis that my administration found when we took office.Already the slowdown has cost us tens of thousands of jobs in January alone. And the picture is likely to get worse before it gets better.Make no mistake, these are not just numbers. Behind every statistic there39。m mitted to doing what it takes to maintain the flow of credit, the American people will not excuse or tolerate such arrogance and greed. The road to recovery demands that we all act responsibly, from Main Street to Washington to Wall Street.Soon my Treasury Secretary, Tim Geithner, will announce a new strategy for reviving our financial system that gets credit flowing to businesses and families. We39。s election was all about. Legislation of such magnitude deserves the scrutiny that it39。t expect Democratic solutions or Republican solutions – they expect American solutions.From the beginning, this recovery plan has had at its core a simple idea: Let39。m grateful to Congress, governors and mayors across the country, and to all of you whose support made this critical step possible.Because of what we did together, there will now be shovels in the ground, cranes in the air, and workers rebuilding our crumbling roads and bridges, and repairing our faulty levees and dams.Because of what we did, panies large and small that produce