【正文】 ell, I like the sound of the holiday that mentioned whales. Was it 39。s very popular and it39。t want to be away any longer than that. So is that by coach?RECEPTIONIST: Actually it39。s one in three weeks39。s actually The Pallisades, PALLISADES. It39。s an extra $12 I think. And there39。s usually around $300 but let me check. Er...oh, it39。ll make a provisional booking, shall I? two for the Whale Watch Experience. Let me issue you with a customer reference number for when you call back. Do you have a pen?CUSTOMER: Yes.RECEPTIONIST: OK, it39。s“Buyer Beware” programme, where we give you some tips on how to spend your money wisely. How, in today39。s for children of up to three years old. We tested three different cots all in the budget price range and, as usual, we will feature the good points, the problems and our verdict. The first cot we looked at was by Baby Safe and it had several good points to remend it. Our testers liked the fact that it had four wheels, so it was easy to move around. The only slight problems with this cot were that it had no brakes, but they didn39。s Choice cot. This cot was slightly different in that, although the side bar did not drop down, the base could be raised or lowered into two different positions making it safe as well as convenient. The negatives for this one were quite minor。s cot? Well obviously safety is a very important factor as well as fort and convenience. We remend that, if you are buying a cot, do make sure that any metal present is not rusted or bent in any way. You should ensure your cot has only rounded or smooth edging without any sharp edges, this is especially important for wooden cots. And now on to beds for toddlers ...SECTION 3ANDREW: Excuse me, I was told to e here for advice about, erm, Management Diploma courses?MONICA: You39。m a bit confused by all the different ways you can do the course: fulltime intensive, parttime and so on.MONICA: Well, let39。m hoping to focus on is Personnel Management.MONICA: I see. And are you planning to leave your current job to study, or are you thinking about just taking a year off ?ANDREW: I want to know what my options are, really. I don39。t think I could afford to support myself with no salary for a whole year.MONICA: OK. Well, you have two other possibilities: you could either do the parttime course that would be over two years and you wouldn39。s quite flexible and it would be up to you.ANDREW: Mmm. So what does the parttime course involve?MONICA: For that you would join an evening class and have a lecture twice a week. Then, you39。s quite a lot of work, then, on top of working every day. It sounds like a lot of studying and really tiring.MONICA: Yes, you certainly wouldn39。s where you get the opportunity to study fulltime for short periods. That way you can cover a lot of coursework and attend lectures and seminars during the day. And each module lasts for one term, say, about twelve weeks at a time. There are obvious advantages in this the main one being that you can study in a much more intensive way, which suits some people much better.ANDREW: And how many of these 39。t have to study and work. You can focus on one thing at a time.MONICA: Yes, I can see that. It certainly sounds attractive! It would be more expensive, though. I mean, I39。ve been looking at the attitudes of various social and cultural groups towards the management of their personal finances how important they feel it is to save money, and what they save their money for. One aspect that we haven39。 lie also said, 39。s education and they are also more likely to save up in order to buy a house one day. The same studies have found that men, on the other hand, tend to save for a car, which by the way takes a surprisingly large amount of the household budget in North America. But the other main priority for men when saving money is their retirement. When they39。t have a spouse to look after them. Furthermore the high divorce rates in North America are creating a poverty cycle for women. It is the divorced women who will most often have to look after the children and thus they need more money to look. after not just themselves but others.So what can be done about this situation? The population in North America is likely to contain an increasing number of elderly women. The research indicates that at present for women it takes a crisis to make them think about their future financial situation. But of course this is the very worst time for anyone to make important decisions. Women today need to look ahead, think ahead not wait until they39。1,00 per lesson for any you do and you can only use the centre at certain times.MAN: I see. So when exactly？WOMAN: You can only use the facilities between 10 am and 4:30 pm.MAN: So I couldn’t use the pool at 8 in the morning or evening, then?WOMAN: That’s right.MAN: OK. And the price for that? Is the joining fee the same as for Gold?WOMAN: Actually, it’s slightly less than the 163。3 for each class you join.MAN: I see. And what are the hours then?WOMAN: Between and weekdays only and you pay a 163。6 to 163。50 for an individual, with no discount for students, I’m afraid.BIRAN: That’s very helpful. Well, I think that’s all. I’d better go home and fill in the enrolment form. Thanks for all your help.TUTOR: You’re wele. Goodbye.BRIAN: Goodbye.SECTION 4In the last few weeks, we’ve been looking at various aspects of the social history of London, and this morning we’re continuing with a look at life in the area called the East End. I’ll start with a brief history of the district, and then focus on life in the first half of the twentieth century.Back in the first to the fourth centuries AD, when the Romans controlled England, London grew into a town of 45,000 people, and what’s now the East End – the area by the river Thames, and along the road heading northeast from London to the coast – consisted of farmland with crops and livestock which